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Terms of Service

Last Updated: January 2025

Important Disclaimer: The information provided through our stock analysis tool is for informational purposes only and should not be considered as financial advice. Always consult with a qualified financial advisor before making investment decisions.

1. Acceptance of Terms

By accessing and using this website and our services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use our services.

2. Description of Service

Our service provides AI-powered stock analysis and market insights. The analysis is generated using automated algorithms and publicly available information.

3. User Responsibilities

As a user of our service, you agree to:

Provide accurate information when using our services
Use the service only for lawful purposes
Not attempt to disrupt or interfere with the service
Not use the service to violate any applicable laws or regulations

4. No Financial Advice

Our service provides information and analysis tools but does NOT provide financial, investment, or trading advice. All information is provided for educational and informational purposes only.

We are not licensed financial advisors
Our analysis should not be the sole basis for investment decisions
Past performance does not guarantee future results
All investments carry risk, including the potential loss of principal

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding:

The accuracy, completeness, or timeliness of the information
The suitability of the information for any particular purpose
The performance of any stocks or investments mentioned

6. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any:

Direct, indirect, incidental, or consequential damages
Loss of profits or investment losses
Damages resulting from your use of or inability to use our service

7. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Financial Wisdom AI and is protected by copyright and other intellectual property laws.

8. Third-Party Services

Our service may integrate with third-party services (such as WhatsApp). Your use of these services is subject to their respective terms and conditions.

9. Service Modifications

We reserve the right to:

Modify or discontinue the service at any time
Change these terms of service
Restrict access to certain features

10. Termination

We may terminate or suspend your access to our service immediately, without prior notice, for any reason, including breach of these terms.

11. Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

12. Contact Information

If you have any questions about these Terms of Service, please contact us through the contact information provided on our website.

13. Entire Agreement

These Terms of Service constitute the entire agreement between you and Financial Wisdom AI regarding the use of our service.